State insurance departments and NAIC require archived records of your online policy descriptions, rate disclosures, and marketing materials. Automate the process with tamper-proof captures.
No credit card required. Free plan available.
State insurance commissioners audit online marketing materials and rate disclosures
Policy description pages must match filed forms — any discrepancy triggers enforcement
Consumer complaint investigations review what was displayed on your website at the time of purchase
NAIC market conduct exams increasingly include digital channel reviews
Insurance regulators in all 50 states have authority to review your website content for compliance with filed rates, policy forms, and marketing guidelines. During market conduct exams, they request evidence of what consumers saw online. VaultShot creates automated, timestamped archives with cryptographic proof — ready for any regulatory inquiry.
40%
of NAIC market conduct exams now include website reviews
Insurance is regulated at the state level, which means your website must comply with up to 50 different sets of marketing rules simultaneously. What's perfectly legal to display in Texas might violate consumer protection requirements in New York. When a state insurance department opens a market conduct examination, they pull historical website content to compare against filed rates, approved policy forms, and advertising guidelines. If your website promised 'guaranteed approval' but your filed forms include underwriting criteria, that's a market conduct violation — and the examiner will want timestamped proof of when the claim appeared. VaultShot captures that evidence automatically.
Insurtech companies are particularly exposed because they iterate on website copy at startup speed while operating under regulations designed for century-old carriers. Your growth team A/B tests headlines, your product team launches new quote flows, and your marketing team publishes blog posts with coverage comparisons — all of which fall under state advertising regulations. The NAIC's Market Regulation Handbook now explicitly includes digital channels in its examination procedures, and examiners are trained to request website archives as standard practice. VaultShot ensures every version of every page is captured, hashed, and stored before the examiner even sends the request letter.
Consumer complaint investigations are where most insurance companies first discover they need website archives. A policyholder files a complaint claiming the website showed different coverage terms than what appeared in their policy. Without a timestamped archive, it becomes a he-said-she-said dispute that typically resolves in the consumer's favor. With VaultShot, you pull the exact screenshot from the date in question, complete with a SHA-256 hash proving it hasn't been altered, and the dispute is resolved with evidence instead of arguments. At $19/month, it's a rounding error compared to the cost of a single regulatory action.
Every feature is designed to produce evidence that regulators accept.
Every screenshot is cryptographically hashed at capture time. Any modification — even a single pixel — produces a different hash, proving the file is original.
Screenshots are stored on AWS S3 with WORM-grade immutability. Files cannot be deleted or overwritten — meeting FINRA 17a-4 and SEC requirements.
Set it and forget it. VaultShot captures your website on your schedule — hourly, daily, or weekly — ensuring no gaps in your compliance timeline.
Each capture generates a professional PDF with hash, timestamp, metadata, and screenshot preview — ready to hand directly to auditors or regulators.
Anyone can verify a screenshot's authenticity by uploading it or pasting its hash. Provides instant, independent proof that the file is untampered.
VaultShot automatically detects and dismisses cookie consent banners before capture — ensuring clean, unobstructed screenshots every time.
Same SHA-256 hashing standard. Fraction of the cost.
| Feature | VaultShot — $19/mo | PageFreezer — $500+/mo | Smarsh — $1,000+/mo |
|---|---|---|---|
| SHA-256 Hashing | ✓ | ✓ | ✓ |
| Automated Captures | ✓ | ✓ | ✓ |
| PDF Certificates | ✓ | ✓ | ✓ |
| Self-Service Signup | ✓ | ✗ | ✗ |
| Month-to-Month Billing | ✓ | ✗ | ✗ |
| Setup in Minutes | ✓ | ✗ | ✗ |
| Monthly Price | $19/mo | $500+/mo | $1,000+/mo |
Try the free snapshot tool — no account needed. Or go Pro for $19/mo with daily automated captures, hash verification, and PDF certificates.
No credit card required. Cancel anytime.